Ask Maxi · IRS letters
I got an LT11 or Letter 1058 from the IRS. What does it mean?
An LT11 or Letter 1058 is the IRS's final notice before it levies your wages, bank accounts or other property, and you generally have 30 days from the date on the letter to request a hearing.
This is the letter that matters most to answer on time. Its full name includes "Notice of Your Right to a Hearing," and that hearing, called a Collection Due Process hearing, is requested on Form 12153. Requesting it in time generally pauses the levy while your case is reviewed, and it lets you propose a payment plan, raise penalty relief, or dispute the balance in some situations.
What the IRS can levy after this notice:
- Wages and other income
- Bank accounts
- Business assets and personal property
- State tax refunds and part of Social Security benefits
What to do:
- Find the date on the letter and count 30 days. Mark it.
- If you can pay, pay the balance in full. Interest and penalties stop once it is paid.
- If you cannot, request a payment plan, and if you are inside the 30 days, consider filing Form 12153 to protect your hearing rights.
- If you already paid or have a plan, send proof to the address on the letter.
If the 30 days pass, you may still be able to ask for a later hearing, but you lose the protections that come with a timely request.
If a revenue officer gets involved, our tax attorney represents you, and we stay on your case alongside them.
Send us a photo of the first page of the notice. We will tell you what it means for you and what to do next.
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